[{"data":1,"prerenderedAt":138},["ShallowReactive",2],{"gql:data:tbEOZvt3qyivPKTMt_Xx3kvVtwPf5_hs9PHLAeho_mc":3},{"mediaItem":4},{"relatedItems":5,"date":92,"derivedSeoDescription":13,"derivedSeoTitle":93,"derivedSocialMediaDescription":13,"derivedSocialMediaImage":94,"derivedSocialMediaTitle":93,"flexComponents":106,"author":9,"title":111,"byline":68,"shortDescription":9,"tileImage":112,"mediaFormat":121,"mediaFocuses":123,"teamMember":125},[6,40,66],{"title":7,"byline":8,"shortDescription":9,"slug":10,"featuredImage":11,"tileImage":22,"mediaFormat":33,"mediaFocuses":35,"date":39},"IRS Publishes Clarification on SECURE Acts","By Brett Norris, CFP®","","irs-publishes-clarification-on-secure-acts",{"id":12,"alt":9,"caption":13,"assetUrl":14,"assetUrlXs":15,"assetUrlSm":16,"assetUrlMd":17,"assetUrlLg":18,"assetUrlXl":19,"assetUrlXxl":20,"width":21,"height":21},"818",null,"https://www.fergusonwellman.com/system/uploads/fae/image/asset/818/Norris_Brett.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/818/xs_Norris_Brett.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/818/sm_Norris_Brett.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/818/md_Norris_Brett.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/818/lg_Norris_Brett.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/818/xl_Norris_Brett.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/818/xxl_Norris_Brett.jpg",1500,{"id":23,"alt":9,"caption":13,"assetUrl":24,"assetUrlXs":25,"assetUrlSm":26,"assetUrlMd":27,"assetUrlLg":28,"assetUrlXl":29,"assetUrlXxl":30,"width":31,"height":32},"817","https://www.fergusonwellman.com/system/uploads/fae/image/asset/817/Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/817/xs_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/817/sm_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/817/md_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/817/lg_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/817/xl_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/817/xxl_Blog_WM.jpg",700,330,{"name":34},"Articles",[36],{"name":37,"slug":38},"Resources Worth Routing","resources-worth-routing","2024-07-26",{"title":41,"byline":42,"shortDescription":9,"slug":43,"featuredImage":44,"tileImage":53,"mediaFormat":62,"mediaFocuses":63,"date":65},"2024 Required Minimum Distributions for IRA Beneficiaries Waived Again by IRS","By Tyler Conroy, CFP®, CPWA®","2024-required-minimum-distributions-for-ira-beneficiaries-waived-again-by-irs",{"id":45,"alt":9,"caption":13,"assetUrl":46,"assetUrlXs":47,"assetUrlSm":48,"assetUrlMd":49,"assetUrlLg":50,"assetUrlXl":51,"assetUrlXxl":52,"width":21,"height":21},"913","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/xs_Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/sm_Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/md_Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/lg_Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/xl_Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/xxl_Conroy_Tyler.jpg",{"id":54,"alt":9,"caption":13,"assetUrl":55,"assetUrlXs":56,"assetUrlSm":57,"assetUrlMd":58,"assetUrlLg":59,"assetUrlXl":60,"assetUrlXxl":61,"width":31,"height":32},"912","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/xs_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/sm_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/md_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/lg_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/xl_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/xxl_Blog_WM.jpg",{"name":34},[64],{"name":37,"slug":38},"2024-04-24",{"title":67,"byline":68,"shortDescription":9,"slug":69,"featuredImage":70,"tileImage":79,"mediaFormat":88,"mediaFocuses":89,"date":91},"Helping the Next Generation with Buying a Home","By Scott Christianson, CFP®","helping-the-next-generation-with-buying-a-home",{"id":71,"alt":9,"caption":13,"assetUrl":72,"assetUrlXs":73,"assetUrlSm":74,"assetUrlMd":75,"assetUrlLg":76,"assetUrlXl":77,"assetUrlXxl":78,"width":21,"height":21},"930","https://www.fergusonwellman.com/system/uploads/fae/image/asset/930/Christianson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/930/xs_Christianson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/930/sm_Christianson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/930/md_Christianson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/930/lg_Christianson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/930/xl_Christianson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/930/xxl_Christianson_Scott.jpg",{"id":80,"alt":9,"caption":13,"assetUrl":81,"assetUrlXs":82,"assetUrlSm":83,"assetUrlMd":84,"assetUrlLg":85,"assetUrlXl":86,"assetUrlXxl":87,"width":31,"height":32},"929","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/xs_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/sm_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/md_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/lg_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/xl_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/xxl_Blog_WM.jpg",{"name":34},[90],{"name":37,"slug":38},"2024-04-10","2025-03-19","Resources | Saving For College | Ferguson Wellman",{"id":95,"alt":96,"caption":13,"assetUrl":97,"assetUrlXs":98,"assetUrlSm":99,"assetUrlMd":100,"assetUrlLg":101,"assetUrlXl":102,"assetUrlXxl":103,"width":104,"height":105},"6","Ferguson Wellman Logo","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/xs_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/sm_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/md_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/lg_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/xl_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/xxl_FW-OpenGraph_2x.jpg",1200,630,[107],{"instance":108},{"__typename":109,"body":110},"MediaPageTextComponent","With April coming into sight, many of us are looking to do some spring cleaning. Or in our world, a spring financial tune up. A frequent ‘tune-up’ topic that comes up with clients is about the best way to save for their children or grandchildren’s education expenses. While the highly tax efficient 529 College Savings Plan frequently gets a nod, the flexible (with some drawbacks) custodial account also contends for a spot in the lineup.  \r\n\r\nWe are sharing a great recap penned by Charles Schwab’s education team regarding custodial accounts and why they may be useful tool to use in conjunction with other dedicated education savings vehicles. \r\n\r\n**Read the Charles Schwab article [here](http://www.schwab.com/learn/story/saving-college-custodial-accounts)**.\r\n\r\nFerguson Wellman, Octavia Group and West Bearing do not provide tax, legal, insurance or medical advice. This material has been prepared for general educational and informational purposes only and not as a substitute for qualified counsel. We believe the information provided is from reliable sources but should not be assumed accurate or complete. You should consult qualified professionals to understand how this information may, or may not, apply specifically to you.  \r\n\r\nWe believe the information provided is from reliable sources but should not be assumed accurate or complete.\r\n\r\n**Disclosure**\r\n\r\nThe views expressed represent the opinion of Ferguson Wellman. The views are subject to change and are not intended as a forecast or guarantee of future results. This material is for informational purposes only. It does not constitute investment advice and is not intended as an endorsement of any specific investment. Statements of future expectations, estimates, projections and other forward-looking statements are based on available information and Ferguson Wellman’s views as of the time of these statements. Past performance may not be indicative of future results. Ferguson Wellman, Octavia Group and West Bearing do not provide tax, legal, insurance or medical advice. This material has been prepared for general educational purposes only and not as a substitute for qualified counsel who can determine how this information applies to you. We believe the information provided is from reliable sources but should not be assumed accurate or complete.\r\n\r\nPlease see additional [disclosures](/disclosures/).","Saving For College",{"id":113,"alt":9,"caption":13,"assetUrl":114,"assetUrlXs":115,"assetUrlSm":116,"assetUrlMd":117,"assetUrlLg":118,"assetUrlXl":119,"assetUrlXxl":120,"width":31,"height":32},"386","https://www.fergusonwellman.com/system/uploads/fae/image/asset/386/Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/386/xs_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/386/sm_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/386/md_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/386/lg_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/386/xl_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/386/xxl_Blog_WM.jpg",{"name":34,"slug":122},"articles",[124],{"name":37,"slug":38},{"fullName":126,"title":127,"slug":128,"image":129},"Scott Christianson, CFP®","Principal","scott-christianson",{"id":130,"alt":9,"caption":13,"assetUrl":131,"assetUrlXs":132,"assetUrlSm":133,"assetUrlMd":134,"assetUrlLg":135,"assetUrlXl":136,"assetUrlXxl":137,"width":21,"height":21},"192","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/xs_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/sm_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/md_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/lg_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/xl_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/xxl_Christonson_Scott.jpg",1783541869915]