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Required Minimum Distributions for IRA Beneficiaries Waived Again by IRS","By Tyler 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| Medicare: A Sleeper Retirement Risk | Ferguson Wellman",{"id":95,"alt":96,"caption":13,"assetUrl":97,"assetUrlXs":98,"assetUrlSm":99,"assetUrlMd":100,"assetUrlLg":101,"assetUrlXl":102,"assetUrlXxl":103,"width":104,"height":105},"6","Ferguson Wellman Logo","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/xs_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/sm_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/md_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/lg_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/xl_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/xxl_FW-OpenGraph_2x.jpg",1200,630,[107,111,119],{"instance":108},{"__typename":109,"body":110},"MediaPageTextComponent","U.S. federal debt surpassed $40 trillion earlier this summer, roughly doubling over the past nine years. With interest rates on that debt rising, the federal budget is under increasing strain, with rising entitlement spending crowding out other budget priorities. Within entitlement, Social Security still takes the largest portion, but Medicare is projected to surpass it by 2037. As Medicare costs climb, a significant share of medical expenses may fall to retirees themselves.  \r\n\r\nIn our Wealth Horizon™ process, we keep this in focus and help plan for rising Medicare and healthcare costs in retirement. \r\n\r\nWe’re highlighting a timely article on this topic by Pamela Hess, a retirement strategist from J.P. Morgan Asset Management, on the expected impact on retirees’ budgets. \r\n\r\nIf you have questions about these programs, your portfolio manager can help address them in the context of your planning needs in collaboration with your other trusted advisors.",{"instance":112},{"__typename":113,"heading":114,"cta":115},"MediaPageProminentCtaComponent","Social Security or Medicare: Which is the greater retirement risk? | J.P. Morgan Asset Management ",{"id":116,"ctaAltText":9,"ctaLabel":117,"ctaLink":118},"86","Click here to read","https://am.jpmorgan.com/us/en/asset-management/adv/insights/retirement-insights/aug-hot-topic-social-security-or-medicare-which-is-the-greater-retirement-risk/?email_campaign=314995&email_job=671112&email_contact=003j0000018Xq0OAAS&utm_source=clients&utm_medium=email&utm_campaign=ima-amer-dcip-adv-08282026&memid=7220927&email_id=102910&decryptFlag=No&e=ZZ&t=613&f=&utm_content=Read+the+article",{"instance":120},{"__typename":109,"body":121},"**Disclosure**\r\n\r\n*The views expressed represent the opinion of Ferguson Wellman. The views are subject to change and are not intended as a forecast or guarantee of future results. This material is for informational purposes only. It does not constitute investment advice and is not intended as an endorsement of any specific investment. Statements of future expectations, estimates, projections and other forward-looking statements are based on available information and Ferguson Wellman’s views as of the time of these statements. Past performance may not be indicative of future results. Ferguson Wellman, Octavia Group and West Bearing do not provide tax, legal, insurance or medical advice. This material has been prepared for general educational purposes only and not as a substitute for qualified counsel who can determine how this information applies to you. We believe the information provided is from reliable sources but should not be assumed accurate or complete.*\r\n\r\n*Please see additional [disclosures](/disclosures/).*","Medicare: A Sleeper Retirement Risk",{"id":124,"alt":9,"caption":13,"assetUrl":125,"assetUrlXs":126,"assetUrlSm":127,"assetUrlMd":128,"assetUrlLg":129,"assetUrlXl":130,"assetUrlXxl":131,"width":31,"height":32},"2054","https://www.fergusonwellman.com/system/uploads/fae/image/asset/2054/_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/2054/xs__Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/2054/sm__Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/2054/md__Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/2054/lg__Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/2054/xl__Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/2054/xxl__Blog_WM.jpg",{"name":34,"slug":133},"articles",[135],{"name":37,"slug":38},{"fullName":137,"title":138,"slug":139,"image":140},"Scott Christianson","Principal","scott-christianson",{"id":141,"alt":9,"caption":13,"assetUrl":142,"assetUrlXs":143,"assetUrlSm":144,"assetUrlMd":145,"assetUrlLg":146,"assetUrlXl":147,"assetUrlXxl":148,"width":21,"height":21},"192","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/xs_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/sm_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/md_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/lg_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/xl_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/xxl_Christonson_Scott.jpg",1789569105477]