[{"data":1,"prerenderedAt":139},["ShallowReactive",2],{"gql:data:kNdr0TfrqhaEs7SMZg3YXnhLoMQUPPiNr2bouExdKc8":3},{"mediaItem":4},{"relatedItems":5,"date":92,"derivedSeoDescription":93,"derivedSeoTitle":94,"derivedSocialMediaDescription":93,"derivedSocialMediaImage":95,"derivedSocialMediaTitle":94,"flexComponents":107,"author":9,"title":112,"byline":8,"shortDescription":9,"tileImage":113,"mediaFormat":122,"mediaFocuses":124,"teamMember":126},[6,40,66],{"title":7,"byline":8,"shortDescription":9,"slug":10,"featuredImage":11,"tileImage":22,"mediaFormat":33,"mediaFocuses":35,"date":39},"Saving For College","By Scott Christianson, 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Required Minimum Distributions for IRA Beneficiaries Waived Again by IRS","By Tyler Conroy, CFP®, CPWA®","2024-required-minimum-distributions-for-ira-beneficiaries-waived-again-by-irs",{"id":71,"alt":9,"caption":13,"assetUrl":72,"assetUrlXs":73,"assetUrlSm":74,"assetUrlMd":75,"assetUrlLg":76,"assetUrlXl":77,"assetUrlXxl":78,"width":21,"height":21},"913","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/xs_Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/sm_Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/md_Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/lg_Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/xl_Conroy_Tyler.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/913/xxl_Conroy_Tyler.jpg",{"id":80,"alt":9,"caption":13,"assetUrl":81,"assetUrlXs":82,"assetUrlSm":83,"assetUrlMd":84,"assetUrlLg":85,"assetUrlXl":86,"assetUrlXxl":87,"width":31,"height":32},"912","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/xs_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/sm_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/md_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/lg_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/xl_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/912/xxl_Blog_WM.jpg",{"name":34},[90],{"name":37,"slug":38},"2024-04-24","2024-04-10","The current residential real estate market continues to apply pressure on potential home buyers, with many feeling the constraints of high housing prices and relatively high interest rates for mortgages.","Wealth Management Insights blog: Helping the Next Generation with Buying a Home",{"id":96,"alt":97,"caption":13,"assetUrl":98,"assetUrlXs":99,"assetUrlSm":100,"assetUrlMd":101,"assetUrlLg":102,"assetUrlXl":103,"assetUrlXxl":104,"width":105,"height":106},"6","Ferguson Wellman Logo","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/xs_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/sm_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/md_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/lg_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/xl_FW-OpenGraph_2x.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/6/xxl_FW-OpenGraph_2x.jpg",1200,630,[108],{"instance":109},{"__typename":110,"body":111},"MediaPageTextComponent","The current residential real estate market continues to apply pressure on potential home buyers, with many feeling the constraints of high housing prices and relatively high interest rates for mortgages.  \r\n\r\nWith affordability being a challenge for many, we are frequently asked about the best ways families can help the next generation with buying a home. In this timely article, the estate planning team at Charles Schwab discusses important considerations and common options, such as gifting money, placing the property in a trust, establishing co-ownership or making an intrafamily loan. With the right structure for your family, assisting the next generation with the purchase of a home can be the leg-up they may need in this competitive market. \r\n\r\nRead the Charles Schwab article [here](https://www.schwab.com/learn/story/how-to-help-your-adult-child-buy-home).\r\n\r\n**Disclosure**\r\n\r\n*The views expressed represent the opinion of Ferguson Wellman. The views are subject to change and are not intended as a forecast or guarantee of future results. This material is for informational purposes only. It does not constitute investment advice and is not intended as an endorsement of any specific investment. Statements of future expectations, estimates, projections and other forward-looking statements are based on available information and Ferguson Wellman’s views as of the time of these statements. Past performance may not be indicative of future results. Ferguson Wellman, Octavia Group and West Bearing do not provide tax, legal, insurance or medical advice. This material has been prepared for general educational purposes only and not as a substitute for qualified counsel who can determine how this information applies to you. We believe the information provided is from reliable sources but should not be assumed accurate or complete.*\r\n\r\n*Please see additional [disclosures](/disclosures/).*","Helping the Next Generation with Buying a Home",{"id":114,"alt":9,"caption":13,"assetUrl":115,"assetUrlXs":116,"assetUrlSm":117,"assetUrlMd":118,"assetUrlLg":119,"assetUrlXl":120,"assetUrlXxl":121,"width":31,"height":32},"929","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/xs_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/sm_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/md_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/lg_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/xl_Blog_WM.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/929/xxl_Blog_WM.jpg",{"name":34,"slug":123},"articles",[125],{"name":37,"slug":38},{"fullName":127,"title":128,"slug":129,"image":130},"Scott Christianson, CFP®","Principal","scott-christianson",{"id":131,"alt":9,"caption":13,"assetUrl":132,"assetUrlXs":133,"assetUrlSm":134,"assetUrlMd":135,"assetUrlLg":136,"assetUrlXl":137,"assetUrlXxl":138,"width":21,"height":21},"192","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/xs_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/sm_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/md_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/lg_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/xl_Christonson_Scott.jpg","https://www.fergusonwellman.com/system/uploads/fae/image/asset/192/xxl_Christonson_Scott.jpg",1783541878006]